/* Fonts are loaded via <link> in the document head, not @import.
   An @import here would serialise the request behind this stylesheet. */

/* ==========================================================================
   1031 Exchange Plan — design system
   Shares the structural bones of the Qubera stylesheet with a warmer,
   real-estate-appropriate palette and its own typography.
   ========================================================================== */

:root {
  --ink: #13212b;
  --ink-mid: #1d3140;
  --ink-light: #2b485d;

  --green: #2f6b52;
  --green-light: #3d8a6b;
  --green-bright: #4aa07d;
  --green-pale: #e9f2ee;

  --amber: #c08334;
  --amber-light: #ddaa5c;
  --amber-pale: #fbf2e2;

  --brick: #9c4b3c;
  --brick-pale: rgba(156, 75, 60, 0.07);

  --sand: #faf7f2;
  --white: #ffffff;

  --text-dark: #13212b;
  --text-mid: #3c4f5e;
  --text-light: #566a79;

  --border: rgba(19, 33, 43, 0.11);
  --border-light: rgba(255, 255, 255, 0.14);

  --font-display: 'Source Serif 4', Georgia, 'Times New Roman', serif;
  --font-body: 'Inter', system-ui, -apple-system, sans-serif;

  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --shadow-sm: 0 2px 12px rgba(19, 33, 43, 0.07);
  --shadow-md: 0 8px 32px rgba(19, 33, 43, 0.11);
  --shadow-lg: 0 24px 64px rgba(19, 33, 43, 0.15);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; scroll-padding-top: 90px; }

body {
  font-family: var(--font-body);
  color: var(--text-dark);
  background: var(--sand);
  line-height: 1.75;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* ─── TYPOGRAPHY ─── */
h1, h2, h3, h4, h5 { font-family: var(--font-display); line-height: 1.22; font-weight: 500; }
h1 { font-size: clamp(2.1rem, 4.8vw, 3.5rem); letter-spacing: -0.015em; }
h2 { font-size: clamp(1.7rem, 3.4vw, 2.6rem); letter-spacing: -0.01em; }
h3 { font-size: clamp(1.25rem, 2.4vw, 1.6rem); }
h4 { font-size: 1.12rem; }
p { font-size: 1rem; color: var(--text-mid); }

.eyebrow {
  font-family: var(--font-body);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: #266044;
  display: block;
  margin-bottom: 0.8rem;
}
.page-hero .eyebrow, .hero .eyebrow { color: var(--amber-light); }

.lead { font-size: 1.15rem; color: var(--text-mid); line-height: 1.85; }
.prose p { margin-bottom: 1.25rem; }
.prose h2 { margin: 3rem 0 1rem; }
.prose h3 { margin: 2.25rem 0 0.75rem; }
.prose ul { margin: 0 0 1.5rem; }
.prose ul li {
  position: relative; padding-left: 1.5rem; margin-bottom: 0.7rem;
  color: var(--text-mid); font-size: 1rem;
}
.prose ul li::before {
  content: ''; position: absolute; left: 0; top: 0.72em;
  width: 6px; height: 6px; border-radius: 50%; background: var(--green-light);
}
.prose ol { margin: 0 0 1.5rem 1.25rem; }
.prose ol li { margin-bottom: 0.7rem; color: var(--text-mid); padding-left: 0.35rem; }
.prose a:not(.btn) { color: #266044; text-decoration: underline; text-underline-offset: 3px; }
.prose a:not(.btn):hover { color: var(--green-light); }
.prose strong { color: var(--text-dark); font-weight: 600; }

/* ─── NAV ─── */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 200;
  background: rgba(19, 33, 43, 0.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border-light);
}
.nav-inner {
  max-width: 1200px; margin: 0 auto; padding: 0 2rem;
  display: flex; align-items: center; justify-content: space-between; height: 74px;
}
.nav-logo {
  font-family: var(--font-display); font-size: 1.22rem; font-weight: 600;
  color: var(--white); letter-spacing: -0.01em; line-height: 1.1;
}
.nav-logo span { color: var(--amber-light); }
.nav-logo small {
  display: block; font-family: var(--font-body); font-size: 0.6rem;
  font-weight: 500; letter-spacing: 0.16em; text-transform: uppercase;
  color: rgba(255,255,255,0.5); margin-top: 2px;
}
.nav-links { display: flex; align-items: center; gap: 1.6rem; }
.nav-links a {
  font-size: 0.83rem; font-weight: 500; color: rgba(255,255,255,0.78);
  letter-spacing: 0.02em; transition: color var(--transition); position: relative;
}
.nav-links a::after {
  content: ''; position: absolute; bottom: -5px; left: 0; right: 0; height: 1.5px;
  background: var(--amber-light); transform: scaleX(0); transform-origin: left;
  transition: transform var(--transition);
}
.nav-links a:hover { color: var(--white); }
.nav-links a:hover::after, .nav-links a.active::after { transform: scaleX(1); }
.nav-links a.active { color: var(--white); }
.nav-links a:focus-visible { outline: 2px solid var(--amber-light); outline-offset: 3px; border-radius: 3px; }

.nav-cta {
  background: var(--green) !important; color: var(--white) !important;
  padding: 0.55rem 1.15rem; border-radius: 4px; font-size: 0.8rem !important;
  transition: background var(--transition) !important;
}
.nav-cta:hover { background: var(--green-light) !important; }
.nav-cta::after { display: none !important; }

.nav-mobile-toggle {
  display: none; background: none; border: none; cursor: pointer;
  flex-direction: column; gap: 5px; padding: 4px;
}
.nav-mobile-toggle span {
  width: 22px; height: 2px; background: rgba(255,255,255,0.85);
  border-radius: 2px; transition: var(--transition); display: block;
}

/* ─── BUTTONS ─── */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem;
  padding: 0.9rem 1.85rem; font-family: var(--font-body); font-size: 0.88rem;
  font-weight: 500; letter-spacing: 0.02em; border-radius: 4px; cursor: pointer;
  transition: all var(--transition); border: none;
}
.btn-primary { background: var(--green); color: var(--white); }
.btn-primary:hover { background: var(--green-light); transform: translateY(-1px); box-shadow: 0 8px 24px rgba(47,107,82,0.32); }
.btn-primary:focus-visible { outline: 3px solid var(--white); outline-offset: 3px; }

.btn-amber { background: var(--amber); color: var(--ink); font-weight: 600; }
.btn-amber:hover { background: var(--amber-light); transform: translateY(-1px); box-shadow: 0 8px 24px rgba(192,131,52,0.35); }
.btn-amber:focus-visible { outline: 3px solid var(--ink); outline-offset: 3px; }

.btn-outline { background: transparent; color: var(--white); border: 1px solid rgba(255,255,255,0.42); }
.btn-outline:hover { border-color: var(--white); background: rgba(255,255,255,0.09); }
.btn-outline:focus-visible { outline: 3px solid var(--white); outline-offset: 3px; }

.btn-outline-dark { background: transparent; color: var(--ink); border: 1px solid var(--ink); }
.btn-outline-dark:hover { background: var(--ink); color: var(--white); }
.btn-outline-dark:focus-visible { outline: 3px solid var(--ink); outline-offset: 3px; }

/* ─── LAYOUT ─── */
.container { max-width: 1200px; margin: 0 auto; padding: 0 2rem; }
.container-narrow { max-width: 780px; margin: 0 auto; padding: 0 2rem; }
section { padding: 5.5rem 0; }
section.tight { padding: 3.75rem 0; }
.bg-white { background: var(--white); }
.bg-ink { background: var(--ink); }
.bg-pale { background: var(--green-pale); }

/* ─── HERO ─── */
.hero {
  background: var(--ink); padding: 11rem 0 6rem; position: relative; overflow: hidden;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 75% 40%, rgba(61,138,107,0.22) 0%, transparent 62%),
              radial-gradient(ellipse at 10% 90%, rgba(192,131,52,0.13) 0%, transparent 55%);
}
.hero .container { position: relative; z-index: 1; }
.hero h1 { color: var(--white); max-width: 16em; }
.hero p { color: rgba(255,255,255,0.72); font-size: 1.14rem; line-height: 1.8; max-width: 40em; margin-top: 1.4rem; }
.hero-buttons { display: flex; gap: 1rem; margin-top: 2.5rem; flex-wrap: wrap; }

.page-hero { background: var(--ink); padding: 10rem 0 4.5rem; position: relative; overflow: hidden; }
.page-hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 72% 50%, rgba(61,138,107,0.18) 0%, transparent 60%);
}
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { color: var(--white); max-width: 18em; }
.page-hero p { color: rgba(255,255,255,0.68); font-size: 1.1rem; margin-top: 1.1rem; max-width: 42em; }

/* ─── BREADCRUMB ─── */
.crumbs { font-size: 0.78rem; color: rgba(255,255,255,0.5); margin-bottom: 1.25rem; }
.crumbs a { color: rgba(255,255,255,0.8); text-decoration: underline; text-underline-offset: 2px; }
.crumbs a:hover { color: var(--amber-light); }
.crumbs span { margin: 0 0.45rem; }

/* ─── CARDS ─── */
.card {
  background: var(--white); border: 1px solid var(--border); border-radius: 8px;
  padding: 2rem; transition: all var(--transition); box-shadow: var(--shadow-sm);
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.card h3 { margin-bottom: 0.7rem; }
.card p { font-size: 0.94rem; line-height: 1.72; }

/* ─── ANSWER BOX (AEO / GEO extractable summary) ─── */
.answer-box {
  background: var(--white); border: 1px solid var(--border);
  border-left: 4px solid var(--green); border-radius: 8px;
  padding: 1.6rem 1.85rem; margin: 0 0 2.5rem;
  box-shadow: var(--shadow-sm);
}
.answer-box h2, .answer-box h3 {
  font-family: var(--font-body); font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.13em; text-transform: uppercase; color: #266044;
  margin: 0 0 0.8rem;
}
.answer-box p { font-size: 1.02rem; line-height: 1.78; color: var(--text-dark); }
.answer-box p + p { margin-top: 0.85rem; }

.key-facts {
  background: var(--green-pale); border: 1px solid rgba(47,107,82,0.16);
  border-radius: 8px; padding: 1.6rem 1.85rem; margin: 2rem 0;
}
.key-facts h2, .key-facts h3 {
  font-family: var(--font-body); font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.13em; text-transform: uppercase; color: #266044; margin-bottom: 1rem;
  line-height: 1.4;
}
.key-facts dl { display: grid; grid-template-columns: auto 1fr; gap: 0.6rem 1.5rem; }
.key-facts dt { font-size: 0.88rem; font-weight: 600; color: var(--text-dark); }
.key-facts dd { font-size: 0.88rem; color: var(--text-mid); }

/* ─── CALLOUTS ─── */
.callout { border-radius: 8px; padding: 1.4rem 1.7rem; margin: 2rem 0; display: flex; gap: 1rem; align-items: flex-start; }
.callout-title { font-family: var(--font-body); font-size: 0.78rem; font-weight: 600; letter-spacing: 0.05em; text-transform: uppercase; margin-bottom: 0.4rem; }
.callout p { font-size: 0.94rem; line-height: 1.7; }
.callout-warn { background: var(--brick-pale); border: 1px solid rgba(156,75,60,0.22); }
.callout-warn .callout-title { color: var(--brick); }
.callout-note { background: var(--amber-pale); border: 1px solid rgba(192,131,52,0.25); }
.callout-note .callout-title { color: #8a5a1c; }
.callout-good { background: var(--green-pale); border: 1px solid rgba(47,107,82,0.2); }
.callout-good .callout-title { color: #266044; }

/* ─── ACCESSIBILITY UTILITIES ─── */
.skip-link {
  position: absolute; left: -9999px; top: 0; z-index: 999;
  background: var(--white); color: var(--ink); padding: 0.85rem 1.4rem;
  font-weight: 600; font-size: 0.9rem; border-radius: 0 0 6px 0;
  box-shadow: var(--shadow-md);
}
.skip-link:focus { left: 0; }
a:focus-visible, button:focus-visible, [tabindex]:focus-visible {
  outline: 3px solid var(--amber); outline-offset: 2px; border-radius: 2px;
}
.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

/* ─── TABLES ─── */
.table-wrap { overflow-x: auto; margin: 2rem 0; -webkit-overflow-scrolling: touch; }
.table-wrap:focus-visible { outline: 3px solid var(--amber); outline-offset: 3px; }
table.data {
  width: 100%; border-collapse: collapse; background: var(--white);
  border: 1px solid var(--border); border-radius: 8px; overflow: hidden;
  font-size: 0.9rem; min-width: 560px;
}
table.data th {
  background: var(--ink); color: var(--white); text-align: left;
  font-family: var(--font-body); font-size: 0.74rem; font-weight: 600;
  letter-spacing: 0.08em; text-transform: uppercase; padding: 0.9rem 1.1rem;
}
table.data td { padding: 0.9rem 1.1rem; border-top: 1px solid var(--border); color: var(--text-mid); vertical-align: top; line-height: 1.65; }
table.data tr:nth-child(even) td { background: rgba(19,33,43,0.018); }
table.data td strong { color: var(--text-dark); }
.yes { color: #266044; font-weight: 600; }
.no { color: var(--brick); font-weight: 600; }

/* ─── GRID ─── */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 2rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.75rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.4rem; }

.section-header { text-align: center; margin-bottom: 3.5rem; }
.section-header h2 { margin-bottom: 1rem; }
.section-header p { max-width: 600px; margin: 0 auto; font-size: 1.05rem; }

/* ─── STATS ─── */
.stat-num { font-family: var(--font-display); font-size: 2.9rem; font-weight: 500; color: var(--green); line-height: 1; }
.stat-band { background: var(--ink); border-radius: 10px; padding: 2.25rem 2.5rem; }
.stat-band .stat-num { color: var(--amber-light); }
.stat-band .stat-label { font-size: 0.82rem; color: rgba(255,255,255,0.55); margin-top: 0.45rem; line-height: 1.5; }

/* ─── STEPS / TIMELINE ─── */
.steps { display: flex; flex-direction: column; gap: 0; }
.step { display: grid; grid-template-columns: 62px 1fr; gap: 1.5rem; padding-bottom: 2.25rem; position: relative; }
.step:not(:last-child)::before {
  content: ''; position: absolute; left: 30px; top: 54px; bottom: 0; width: 2px; background: var(--border);
}
.step-num {
  width: 62px; height: 62px; border-radius: 50%; background: var(--white);
  border: 2px solid var(--green); color: var(--green); display: flex;
  align-items: center; justify-content: center; font-family: var(--font-display);
  font-size: 1.15rem; font-weight: 600; z-index: 1; text-align: center; line-height: 1.1;
}
.step-num.urgent { border-color: var(--brick); color: var(--brick); }
.step-body h3 { margin-bottom: 0.5rem; }
.step-body p { font-size: 0.96rem; }

/* ─── FAQ ACCORDION ─── */
.faq-item { border-bottom: 1px solid var(--border); }
.faq-q {
  width: 100%; background: none; border: none; cursor: pointer; text-align: left;
  padding: 1.35rem 2.5rem 1.35rem 0; font-family: var(--font-display);
  font-size: 1.08rem; font-weight: 500; color: var(--text-dark); position: relative; line-height: 1.4;
}
.faq-q::after {
  content: '+'; position: absolute; right: 0.25rem; top: 50%; transform: translateY(-50%);
  font-family: var(--font-body); font-size: 1.4rem; font-weight: 300; color: var(--green); transition: var(--transition);
}
.faq-item.open .faq-q::after { content: '−'; }
.faq-q:focus-visible { outline: 2px solid var(--green); outline-offset: 2px; }
.faq-a { display: none; padding: 0 2.5rem 1.5rem 0; }
.faq-item.open .faq-a { display: block; }
.faq-a p { font-size: 0.97rem; line-height: 1.8; }
.faq-a p + p { margin-top: 0.9rem; }

/* ─── TOC ─── */
.toc { background: var(--white); border: 1px solid var(--border); border-radius: 8px; padding: 1.5rem 1.75rem; margin-bottom: 2.5rem; }
.toc h2 { font-family: var(--font-body); font-size: 0.72rem; font-weight: 600; letter-spacing: 0.13em; text-transform: uppercase; color: var(--text-light); margin: 0 0 0.9rem; }
.toc ol { margin: 0; padding-left: 1.2rem; }
.toc li { font-size: 0.92rem; margin-bottom: 0.45rem; }
.toc a { color: #266044; text-decoration: none; }
.toc a:hover { text-decoration: underline; }

/* ─── QUOTE ─── */
.pull-quote { border-left: 3px solid var(--amber); padding-left: 1.6rem; margin: 2.5rem 0; }
.pull-quote blockquote { font-family: var(--font-display); font-style: italic; font-size: 1.18rem; color: var(--text-dark); line-height: 1.7; }
.pull-quote cite { font-size: 0.82rem; color: var(--text-light); margin-top: 0.6rem; display: block; font-style: normal; }

/* ─── BADGES ─── */
.badge { display: inline-block; padding: 0.28rem 0.8rem; border-radius: 20px; font-size: 0.75rem; font-weight: 500; letter-spacing: 0.02em; }
.badge-green { background: var(--green-pale); color: var(--ink); }
.badge-amber { background: var(--amber-pale); color: var(--ink); }
.badge-ink { background: rgba(19,33,43,0.07); color: var(--ink); }

/* ─── FORMS ─── */
.form-group { margin-bottom: 1.4rem; }
.form-group label { display: block; font-size: 0.82rem; font-weight: 500; letter-spacing: 0.02em; margin-bottom: 0.45rem; color: var(--text-dark); }
.form-group .hint { font-size: 0.78rem; color: var(--text-light); font-weight: 400; }
.form-group input, .form-group textarea, .form-group select {
  width: 100%; padding: 0.8rem 1rem; border: 1px solid var(--border); border-radius: 4px;
  font-family: var(--font-body); font-size: 0.95rem; color: var(--text-dark);
  background: var(--white); transition: border-color var(--transition), box-shadow var(--transition); outline: none;
}
.form-group input:focus, .form-group textarea:focus, .form-group select:focus {
  border-color: var(--green); box-shadow: 0 0 0 3px rgba(47,107,82,0.22);
}
.form-group textarea { resize: vertical; min-height: 130px; }

/* ─── CHECKLIST ─── */
.check-list li { display: flex; align-items: flex-start; gap: 0.75rem; margin-bottom: 0.8rem; font-size: 0.96rem; color: var(--text-mid); line-height: 1.7; }
.check-list li::before {
  content: ''; width: 18px; height: 18px; border-radius: 50%; background: var(--green-pale);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18' fill='none'%3E%3Cpath d='M4 9l3.5 3.5L14 6' stroke='%232f6b52' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  flex-shrink: 0; margin-top: 4px;
}
.x-list li { display: flex; align-items: flex-start; gap: 0.75rem; margin-bottom: 0.8rem; font-size: 0.96rem; color: var(--text-mid); line-height: 1.7; }
.x-list li::before {
  content: ''; width: 18px; height: 18px; border-radius: 50%; background: var(--brick-pale);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18' fill='none'%3E%3Cpath d='M5.5 5.5l7 7M12.5 5.5l-7 7' stroke='%239c4b3c' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E");
  flex-shrink: 0; margin-top: 4px;
}

/* ─── CALCULATOR ─── */
.calc-shell { display: grid; grid-template-columns: 1fr 1.05fr; gap: 2rem; align-items: start; }
.calc-panel { background: var(--white); border: 1px solid var(--border); border-radius: 10px; padding: 2rem; box-shadow: var(--shadow-sm); }
.calc-out { background: var(--ink); border-radius: 10px; padding: 2rem; position: sticky; top: 96px; }
.calc-out h3 { color: var(--white); font-size: 1.15rem; margin-bottom: 1.4rem; }
.calc-row { display: flex; justify-content: space-between; gap: 1rem; font-size: 0.9rem; padding: 0.55rem 0; color: rgba(255,255,255,0.68); }
.calc-row span:last-child { color: var(--white); font-weight: 500; white-space: nowrap; }
.calc-row.total { border-top: 1px solid rgba(255,255,255,0.18); margin-top: 0.6rem; padding-top: 0.9rem; font-size: 1rem; }
.calc-row.total span:last-child { color: var(--amber-light); font-family: var(--font-display); font-size: 1.5rem; }
.calc-hero { background: rgba(192,131,52,0.14); border: 1px solid rgba(221,170,92,0.3); border-radius: 8px; padding: 1.1rem 1.25rem; margin-top: 1.4rem; }
.calc-hero .label { font-size: 0.74rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--amber-light); }
.calc-hero .value { font-family: var(--font-display); font-size: 2rem; color: var(--white); line-height: 1.15; margin-top: 0.25rem; }
.calc-hero .sub { font-size: 0.8rem; color: rgba(255,255,255,0.72); margin-top: 0.3rem; line-height: 1.5; }

/* Green variant of the results panel. Needs its own values: white-alpha text that
   passes on the dark ink panel fails on the lighter green one. */
.calc-out-green { background: var(--green); position: static; }
.calc-out-green .calc-row { color: rgba(255,255,255,0.9); }
.calc-out-green .calc-row.total { border-top-color: rgba(255,255,255,0.3); }
.calc-out-green .calc-row.total span:last-child { color: var(--white); }
.calc-out-green .calc-hero { background: rgba(19,33,43,0.42); border-color: rgba(255,255,255,0.38); }
.calc-out-green .calc-hero .label { color: var(--white); }
.calc-out-green .calc-hero .sub { color: rgba(255,255,255,0.93); }
.calc-out-green .calc-note { color: rgba(255,255,255,0.93); }

/* ─── FOOTER ─── */
footer { background: var(--ink); color: rgba(255,255,255,0.62); padding: 4rem 0 2rem; }
.footer-grid { display: grid; grid-template-columns: 1.7fr 1fr 1fr 1fr 1fr; gap: 2.25rem; margin-bottom: 3rem; }
.footer-brand .nav-logo { font-size: 1.2rem; margin-bottom: 1rem; }
.footer-brand p { font-size: 0.87rem; line-height: 1.75; color: rgba(255,255,255,0.62); }
.footer-col .footer-h {
  font-family: var(--font-body); font-size: 0.73rem; letter-spacing: 0.13em; font-weight: 600;
  text-transform: uppercase; color: rgba(255,255,255,0.78); margin-bottom: 1.15rem;
}
.footer-col a { display: block; font-size: 0.87rem; color: rgba(255,255,255,0.62); margin-bottom: 0.6rem; transition: color var(--transition); }
.footer-col a:hover { color: var(--amber-light); }
.footer-disclosure { border-top: 1px solid var(--border-light); padding-top: 2rem; margin-bottom: 1.5rem; }
.footer-disclosure p { font-size: 0.74rem; line-height: 1.75; color: rgba(255,255,255,0.62); margin-bottom: 0.75rem; }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; font-size: 0.78rem; gap: 1rem; flex-wrap: wrap; }
.footer-bottom a { color: rgba(255,255,255,0.72); margin-left: 1.4rem; }
.footer-bottom a:hover { color: rgba(255,255,255,0.95); }

/* ─── CTA BAND ─── */
.cta-band { background: var(--green); text-align: center; }
.cta-band h2 { color: var(--white); }
.cta-band p { color: rgba(255,255,255,0.85); margin: 1rem auto 2.25rem; max-width: 560px; font-size: 1.05rem; }

/* ─── ANIMATION ─── */
.fade-up { opacity: 0; transform: translateY(22px); transition: opacity 0.6s ease, transform 0.6s ease; }
.fade-up.visible { opacity: 1; transform: translateY(0); }
@media (prefers-reduced-motion: reduce) {
  .fade-up { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ─── RESPONSIVE ─── */
@media (max-width: 1080px) {
  .nav-links { gap: 1.1rem; }
  .nav-links a { font-size: 0.79rem; }
}
@media (max-width: 1100px) {
  .nav-links { display: none; }
  .nav-mobile-toggle { display: flex; }
}
@media (max-width: 960px) {
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr 1fr; }
  .calc-shell { grid-template-columns: 1fr; }
  .calc-out { position: static; }
  .nav-links.open {
    display: flex !important; flex-direction: column; align-items: flex-start;
    position: fixed; top: 74px; left: 0; right: 0; background: var(--ink);
    padding: 1.75rem 2rem 2.25rem; gap: 1.15rem; border-top: 1px solid var(--border-light);
    max-height: calc(100vh - 74px); overflow-y: auto;
  }
}
@media (max-width: 680px) {
  section { padding: 3.75rem 0; }
  .hero { padding: 9.5rem 0 4.5rem; }
  .page-hero { padding: 8.5rem 0 3.5rem; }
  .container, .container-narrow { padding: 0 1.25rem; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .hero-buttons { flex-direction: column; align-items: stretch; }
  .footer-grid { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .footer-bottom a { margin: 0 0.7rem; }
  .step { grid-template-columns: 48px 1fr; gap: 1rem; }
  .step-num { width: 48px; height: 48px; font-size: 0.95rem; }
  .step:not(:last-child)::before { left: 23px; top: 42px; }
  .key-facts dl { grid-template-columns: 1fr; gap: 0.25rem; }
  .key-facts dd { margin-bottom: 0.7rem; }
  .stat-band { padding: 1.75rem 1.5rem; }
}